Funded support by Asbury Gardens. SHIP/Senior Health Insurance Program. Free Medicare counseling to help you identify plans and deal with issues regarding Medicare and all its parts. Our SHIP Counselors are available to help you by appointment only. SHIPs are free, state counseling services that help seniors understand their Medicare, Medicare Advantage, Medigap (Medicare Supplemental Insurance), and Medicaid benefits. Anyone with Medicare related questions is free to call a SHIP’s counselor even if they are not currently enrolled in Medicare.